Do you do art & craft shows or run a small business of any kind? Have you ever missed out on sales because you had no way to accept credit / debit cards, or found yourself in a pickle when your friend owes you money for the pizza you just split, yet he or she is out of cash?
Fret no more. My cousin just introduced me to the coolest little gadget....
It's called Square Up, and it looks like this:
Square Up website, install the software on your iwhatever, plug this doohicky in, and start zipping away. You can even have it calculate and include sales tax automatically. The funds are deposited nightly into your bank account.
The nice part is - you can get the attachment for free when you create an account. They'll mail it to you - no shipping charges or anything. You are charged a very small percentage on each transaction (which happens whenever you accept a payment via credit card, Paypal, etc. anyway).
I'm really excited about doing future art shows with this thing... I've lost a bunch of sales because people don't always carry cash or checks with them - just cards. But no more.... and best of all, there's no expensive, bulky equipment to rent or buy (which is nice if you only do occasional shows, like me). You also don't have to worry about having electricity available for your tent. SO convenient! If you run any kind of small business, this is a great thing to have...
Now, the disclaimers:
1) I am not being paid or otherwise compensated to advertise this thing. Square Up has no idea I'm doing this post, nor do they probably care. I just think it's cool and handy, and I'm sure other entrepreneurial types will as well.
2) Although this allows you to accept credit card payments, I do not endorse using credit cards. They're an easy way to get in way over your head in debt, quickly. If you can't pay off your balance EVERY SINGLE MONTH, then you need to go all Dave Ramsey on those things and CHOP THEM UP. You might want to do it anyway, since research shows that people tend to overspend when they're paying with plastic rather than cold, hard cash. If you decide to chop your cards up, then fortunately, I will still be accepting cash and checks for any orders you place in my shop (and would prefer those since I don't have to pay the percentage for the transaction). Anyway, be responsible. You'll thank me later.